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Senior Credit Maintenance Analyst
Location : Texas, Irving
Refer job # FWYA341315

Job Responsibilities and Requirements: Senior Analyst Description Performs in-depth financial statement analysis to manage new and existing relationships with exposures $250M in addition to high risk credits. Integrates in-depth credit operations knowledge with a solid understanding of industry standards and practices. Uses judgment to complete more complex credit transactions with direct business impact. Oversees credit application process to include credit verification and determines credit limits. Performs analysis of credit reports, financials, etc. to provide the status on credit and operating statements. Applies analytical thinking and knowledge of credit analysis tools and methodologies. May serve on special project teams as assigned. Mentor lower level analysts. Additional assignments as business needs are identified. Qualifications Bachelor's degree or equivalent experience required (Graduate School experience desired). Five years Commercial Credit Analysis/underwriting experience with broad underwriting knowledge and decision-making experience required. Previous Commercial Credit lending authority preferred. Good corporate and merchant credit and exposure analysis skills. Previous demonstrated ability to read and interpret commercial credit bureau information, analyze trade experience, and utilize external financial resources to underwrite commercial credit requests is required. Demonstrated commercial underwriting/analysis experience - previous experience writing credit memos. Moody's MFA/Spreading experience Strong communication skills; bother written and verbal with strong customer service capabilities Strong process and project management skills. Proficient working knowledge of Windows and Excel. Multi-tasking in a high volume environment required. Prior lending authority desired.



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