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Financial Analyst
Location : Texas, Houston
Refer job # PVDR338402

Job Responsibilities and Requirements: Responsibilities may include: - Analyzing a company s financial, operational, and management strengths and weaknesses to identify potential capital, balance sheet, and reputation risks - Preparing comprehensive company annual financial reviews as well as underwriting memorandums focusing on a company s leverage, key risk factors, sources of repayment, cash flow, and ability to service debt - Assembling a variety of financial schedules including projections in support of recommended credit actions - Identifying credit issues early in the underwriting process and recommending ways to reduce exposure - Partnering with relationship managers to structure multi-million dollar transactions - Reviewing loan agreements and other legal documents related to credit exposures - Understanding client needs and identifying other products and services that can help clients achieve their goals - Monitoring of current events and financial information for highly visible, often publicly traded companies - Participating in client meetings, due diligence visits, and other client interactions to gain exposure to key executives and senior bankers. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following, and adhering to and if applicable policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit s risk appetite and all risk and compliance program requirements. Required Qualifications: 1+ year of experience in one or a combination of the following: financial analysis, credit analysis, statistical analysis, or statement spreading; or a BS/BA degree or higher granted prior to hire date Desired Qualifications: Ability to work in a fast-paced deadline driven environment Effective organizational, multi tasking, and prioritizing skills Excellent verbal, written, and interpersonal communication skills High level of initiative and accountability Intermediate Microsoft Office skills Solid problem solving and decision making skills Strong analytical skills with high attention to detail and accuracy.



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